Mature Family

Your family is growing up – faster than you’d probably like in some cases.

Your children are starting to find their own independence but still rely on you for financial support and security. Your focus and priorities continue to change but there is still the need to plan for the future.

Protecting you and your family’s lifestyle and future

How would your spouse and children cope with the growing expenses and financial commitments if something unexpected happened and you were unable to work?

Your insurance is your safety net. It’s there supporting you every day of the year and comes into its own if you become ill or seriously injured. So it’s important to make sure it’s always kept up to date – as your circumstances change, so too should your insurance.

Consider your lifestyle now, and what you could lose if something unexpected were to happen to you in the future and you didn’t have enough insurance.

With no way to pay, what would happen to:

  • paying off the mortgage;
  • credit card and loan repayments;
  • mobile, car, electricity and gas bills, or;
  • the quality of your children’s further education

Are you trying to balance current family expenses with saving for your future?

At this time of your life you’re probably earning good money and may be close to earning your maximum salary, but it’s also a time when your expenses may be at their highest.

And even though your children are starting to find their own independence, they may still rely heavily on you for financial support and security. Helping pay their university fees, buying them a car or even helping them with their own home deposits may be some of the ways you’re financially supporting them.

Now could be the right time in your financial journey to do a thorough review of your financial plan with your financial adviser. Since you last spoke there may be some new solutions that could help you reach your financial goals.

By matching your portfolio with your investment needs, risk adversity and short-term financial commitments, you’re able to get a clearer picture of where you want to be and how to get there.

For more information on how acumen advisers can assist you with your financial planning needs please contact acumen advisers or phone 1300 PH ACUMEN (1300-742-286).

What our clients say

I found Greg to be a genuine, honest and helpful professional in resolving my future financial needs.

– Marcia, Blackheath.

Greg is extremely knowledgeable about financial planning and is exceptionally skilled at explaining financial concepts to the layperson. I have recommended Acumen Advisers to friends and colleagues.

– Name withheld, Health Professional, Mosman.

We have been clients of Greg’s for almost 20 years after one of us attended a seminar he gave on Taxation and Superannuation.

Greg has consistently prepared very detailed and appropriate financial plans for us. He has assisted us with legal work required due to our relationship and negotiated both sudden changes due to physical failings, and the vagaries of Centrelink (for this we are greatly appreciative). Greg has also given public lectures for our small community group, Friends of Auburn Library Services (FOALS).

However, the best advice Greg gave us was to travel (which we wanted to do) early, rather than wait until later, when we may not be able to physically. This has changed our lives, we have completed 7 cruises and 2 non-cruise holidays based on this advice, and his careful management of our financial situation.

We have no hesitation in recommending Greg as a Financial Adviser and as a friend.

– Hazel Labka, Retired Nurse Manager & Dr. Deborah Neyle, Retired University Lecturer, Auburn.

I have been a client of Acumen Advisers since 1997. Greg has the ability to explain financial concepts with exceptional clarity. I value the understanding he brings to my finances and his desire to ensure that the advice he provides is entirely appropriate to my circumstances.

– N. P-L, Retired Medical Professional, Woolwich.

Before I met with Greg I thought I was “too small” a client and wasn’t really sure whether a Financial Adviser could help me. However, I found him to be very honest and open and good to work with. His advice has suited my circumstances and I recommend him to my family and friends.

– A. Amor, Single Parent, Melbourne.

It was a pleasure to work with Greg Lucas of Acumen Advisers, firstly in a professional capacity through his workshop for members of our community on financial aspects in the transition to retirement, and secondly on my personal financial planning needs and aspirations.

Having heard somewhat negative comments about financial planners in the past, I had never approached anyone before, and I was somewhat nervous. But Greg’s professional approach left me with no concerns. He is not only well qualified and experienced, I also found his approach to be well considered and thoroughly professional. He answered all my questions with no hesitation, and went out of his way to find the best approach to financial and estate planning that fitted for me at this stage in my life. I certainly had no knowledge of some of the options he presented that were available to me.

It is a pleasure to work with Greg, and I am glad that I have his support and expertise to help guide my own transition to life after work (dare I say it – life in my older age).

– Peta Williams, Community Sector Manager, Musician & Composer, Springwood.

For anyone looking to retire or just worried about their future finances, I can highly recommend a chat Greg at Acumen Advisers. With friendly and clear advice they were efficient and so helpful, taking away any stress. Their follow-up gave me also, a great sense of a job well done.

– Jules Francois, Artist, Summer Hill.

I have been working with Greg Lucas for over 10 years. I highly value his advice and make sure to consult him before any major financial decisions. I am always impressed with his insight and perspective. His strategies are sound and give me confidence I am making good decisions. He also often thinks outside the square and suggests alternatives I would not have considered. I have no hesitation in saying that my financial position is significantly better as a result of Greg’s advice.

– K.Sykes, Marketing Consultant, Lane Cove